- Industries
- Construction & Trades
Bookkeeping, Tax & CFO Support for Construction & Trades
Financial clarity that keeps your projects profitable and protects you from costly mistakes.
Construction runs on tight margins, tight deadlines, and nonstop movement. Labor, materials, subcontractors, equipment, draws, change orders, retainage — everything hits the financials fast.
One missed cost can wipe out the profit on an entire job. One inaccurate forecast can stall cash flow. One mistake in job costing can destroy your margins. At Profit Matters, we keep your books clean, your job costs accurate, and your tax strategy proactive so you can focus on building, leading crews, and delivering quality work - not fighting the financial chaos behind the scenes.
Contractors choose us because clarity protects profit. Messy numbers destroy it.
The financial challenges construction businesses face:
Construction requires a level of financial organization most teams simply don’t have time for:
Job costing & cost tracking
Every job needs accurate tracking of labor, materials, subs, equipment, and overhead. One missing invoice can throw everything off.
Change orders
Unbilled changes = lost profit. Change orders must be tracked and communicated immediately.
Retainage
10% held back until project completion affects cash flow and must be forecasted.
Draw requests
Lenders require clean reports and support documentation. Errors cause delays.
Subcontractor payments
W-9s, insurance verification, vendor bills, and progress payments require strong controls.
Labor volatility
Overtime, delays, turnover, and crew management require accurate reporting.
Material cost fluctuation
Lumber, concrete, steel, electrical components - pricing changes nonstop.
Tax exposure
Assets, equipment, depreciation, contractor deductions - mistakes are expensive.
And the truth is simple: If your books aren’t right, your job profitability, cash flow, and growth strategy aren’t right either.
How Profit Matters helps Construction companies
We build financial systems that protect your margins, keep projects moving, and support long-term growth.
Day-to-Day
Accuracy
- We keep every job clean, organized, and accurate.
- Categorize income and expenses by job
- Weekly bank, loan, and credit card reconciliations
- Track materials, labor, subs, and equipment accurately
- Link invoices to jobs and match vendor bills to POs
- Maintain documentation for lenders and owners
- Accurate books create profitable projects.
Job Costing & Project Support
- Construction lives and dies by job costing. We make yours bulletproof.
- Track job progress vs. budget
- Compare estimated vs. actual costs
- Capture change orders immediately
- Allocate labor and overhead accurately
- Real-time margin visibility on every job
- When job costing is accurate, you know where you stand at all times.
Payroll &
Payables
- Your crews depend on reliable support.
- Payroll processing for hourly or prevailing-wage teams
- Overtime and shift differential tracking
- Bill payment for materials, subcontractors, vendors, and rentals
- Subcontractor compliance: W-9s, COIs, insurance
- Smooth payments = smooth projects.
Monthly Close
& Reporting
- Construction leaders need real-time clarity.
- Monthly profit and loss, balance sheet, and cash flow
- Job profitability dashboards
- Work-in-progress (WIP) reporting
- Over/under billing analysis
- Forecast cash needs based on job schedules
- Equipment and asset cost tracking
- You see the story of your business clearly - not months late.
Tax
Strategy
- Construction has powerful tax opportunities — if you plan for them.
- Depreciation for equipment, vehicles, and tools
- Deductions for materials, supplies, safety gear, and travel
- Entity structure guidance for contractors
- Quarterly tax estimates based on real-time performance
- Year-round planning to eliminate surprises
- Your tax plan should protect your profit, not drain it.
CFO-Level
Insights
- Growing a construction business requires strategy, not guesswork.
- Forecasting based on pipeline and upcoming jobs
- Crew planning and labor optimization
- Equipment ROI analysis
- Break-even models for bids and proposals
- Financial preparation for bonding and lending
- Expansion strategy for adding crews or locations
- We turn your numbers into strategy you can actually use.
Construction Metrics We Track
We help you measure what really matters:
- Job profitability
- Labor efficiency
- Material variance
- Subcontractor costs
- Equipment utilization
- Overhead allocation
- WIP reporting
- Cash flow runway
- Over/under billing
- Margin trends by job type
- Backlog vs forecast
Most contractors don’t have visibility into these numbers. We give you clarity you can act on.
Client Story
A general contractor came to Profit Matters struggling with late job costing, inconsistent cash flow, and inaccurate WIP schedules. We rebuilt their job cost system, set up real-time reporting, and implemented weekly forecasting tied to job progress. Within 90 days, they caught cost overruns earlier, reduced unpaid change orders by 42 percent, and improved net margin across their projects.
Why Construction companies choose Profit Matters
We understand construction complexity. Jobs, draws, subs, materials, retainage — we manage the full picture.
All-in-one support
Books, payroll, tax planning, job costing, and CFO-level strategy in one place.
Built to scale
Whether you run one crew or ten, our systems grow with you.
Fun bookkeepers. Serious results.
Friendly support with deep construction expertise.
See your jobs clearly. Build with confidence.
Clarity that keeps your projects profitable and protects you from costly mistakes.
FAQs for Construction Companies
Do you track job costing and WIP?
Yes — we specialize in job-level costing, WIP schedules, and project profitability.
Can you help with subcontractor payments and compliance?
Absolutely — we manage bills, W-9s, COIs, and progress payments.
Do you provide tax prep and strategic support?
Yes — we handle compliance, planning, and CFO-level strategy.
Do you support multiple job sites or crews?
Yes — we track costs by location, job, crew, or division.